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Buy here the way someone from here would buy.

I work for Americans and Britons buying property in northern Italy: the search, the checks, the negotiation, and the years that follow.

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  • 0YEARS IN THIS MARKET
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THE PLACES I KNOW

Northern Italy is not one market. It is twenty.

Everybody arrives with a photograph in mind. The work begins when you find out what the place is like in the other nine months of the year, and who is selling, and why.

A wrought-iron balcony above a lakeside street on Lake Garda
Lake Garda
Vineyards and a village tower in the hills near Vicenza
The Vicenza hills
A gondola on a side canal in Venice at golden hour
Venice

Lake Garda

In August it is the photograph. In February — grey water, half the restaurants shuttered, the lake road empty — it is the house you will actually own. I take clients up in winter for exactly that reason. Thirty metres of elevation changes the view, the light and the price; two properties described in identical words are rarely worth the same money.

The Vicenza hills

Where the value still is, and where almost nothing reaches an international portal. Villas and farmhouses with land, usually with some planning history to untangle, at prices well below the lake for the same space. They change hands between people who already know each other, which is the part you cannot do from New Jersey or from Sussex.

Venice

A market with its own rules. The ground floor floods as a matter of routine, which decides your insurance, your maintenance and what can be kept where. Almost every apartment sits inside a protected building, so the works you are imagining need your neighbours and the heritage office before they need your architect.

And beyond the Veneto

Verona, Garda, Vicenza and the hills, the Prosecco country, Venice and Cortina are the ground I know property by property. Across Como, Milan, Turin, Trentino and the Ligurian coast I work with people I have chosen myself and stay your only point of contact. I would rather name a limit and cover it with someone better than me than improvise in a market I do not know.

WHAT NOBODY EXPLAINS

The agent is not on your side. He is not allowed to be.

That sounds like an accusation. It is not. It is the law.

What the law actually says

An Italian estate agent is a mediatore: a go-between, and expressly the representative of neither party. He is not being evasive when he declines to advise you — he is doing the job exactly as it is written. But it leaves you, in a country you do not know, reading documents in a language you do not read, with nobody whose work it is to say: this one has a problem, and this one is worth more than they are asking.

What I do instead

You tell me what you are looking for, and I go and find it. I walk through every house before you ever see it, so that your three days here are spent on four properties instead of fourteen. I read what the file actually says. I am the one who says the number out loud. And when the right answer is that you should walk away from the house you have already fallen in love with, I am free to tell you so.

FREE, AND YOURS IN TWO MINUTES

The guide nobody writes for you.

Two guides, one for American buyers and one for British buyers, because the two positions are genuinely different. Tell me which applies and it downloads immediately. No sales call attached.

  • Nine chapters, written and kept current by me
  • What a purchase really costs, line by line
  • Your tax and residency position, in plain terms
  • Every check that must happen before an offer
  • What each area is actually like to buy in
  • The mistakes that catch almost everyone

Where are you buying from?

The rules are different, so the guide is different.

What are you looking for?

This changes the tax treatment more than anything else.

Roughly what budget?

All in, including taxes and fees.

Where should I send it?

The download starts straight away, and I'll email you a copy as well.

Your guide is downloading.

If nothing happened, download it again. I read every reply, so write back if a question is missing.

THREE WAYS TO WORK TOGETHER

Start with one property, or hand me the whole search.

01

Property review

You have found something yourself and want to know what it actually is before you commit.

I inspect the property, read the planning and cadastral file, pull comparable transactions and set out what I find in writing: the discrepancies, the constraints, a value range with the method shown, and the questions that must be answered before an offer. We then talk it through, and I tell you plainly what I would do. About one week.

€2,500 Credited in full against
a full mandate within six months
02

Full mandate

You want the search, the checks, the negotiation and the purchase handled by one person.

A written brief, then the published market and the properties that never reach it. I view everything myself and report only on what is worth your time. I commission and read the due diligence, run the negotiation, and stay with you to the deed. Four to eight months.

On request Agreed in writing
before anything begins
03

After completion

You own a house in a country where you do not live, and something will need doing.

Two fixed packages: a handover covering utilities, taxes, insurance, tax code and bank account; and an annual arrangement for a property that stands empty for most of the year. Renovation is handled separately, as project management on the value of the works.

Fixed fees Quoted before anything begins
HOW IT WORKS

Inside a full mandate.

01

Discovery

A call to understand what you are really looking for, your budget, where you stand on visas and tax. I decide here whether I can do a good job for you.

02

Mandate

A written agreement and search criteria we both sign. Nothing begins before we agree what we are looking for.

03

Search

Published market and off-market. I view everything myself. You receive a written report only on what is worth your time.

04

Viewing trip

Two or three organised days: viewings, inspections with the surveyor, meetings with the professionals who will handle the purchase.

05

Due diligence

Survey, planning and cadastral compliance, heritage constraints, service charges. Then the negotiation on price, run by me.

06

Completion

Preliminary contract, deed, and the months after: utilities, taxes, insurance, renovation if there is any.

BEFORE YOU ASK ME ANYTHING

The four questions that stall people.

What does a purchase actually cost, all in?
Plan for eight to twelve per cent on top of the price. Registration tax, land registry, the notary, the survey, translation, my fee. Buying new from a developer is taxed differently again. The number most buyers carry in their head is the asking price, and that is the commonest reason a budget turns out to be short.
How long can I stay here?
For British and American visitors, ninety days in any rolling one hundred and eighty — across the whole Schengen area, so time in France counts against the same allowance. At six or eight weeks a year this does not restrict you, and it should not be the reason the decision has waited three years.
Will I have to pay tax in Italy?
Owning property here does not make you an Italian taxpayer. Spending more than 183 days a year does. Americans stay liable to the IRS wherever they live. There are favourable regimes for people who move their tax residence here, and the election has to be made before you buy, not after.
What goes wrong that I would never see?
Most often a property whose real layout no longer matches the plans filed with the council. Common in older buildings, usually fixable, occasionally not, and almost never mentioned in a listing. Then heritage limits, shared parts sold as private, unpaid service charges that follow the property, and in Venice the practical consequences of flooding.
How are you paid, and does it cost me more?
By you, and only by you — which is the whole point of the arrangement. In almost every case it costs you the same or less than buying without me: a buyer here customarily pays a commission in any event, and where a selling agency is involved I work alongside them, so one fee covers the transaction rather than two. Everything is agreed in writing before anything begins, and if a payment ever arises from the other side of a property I have found for you, I tell you and take it off my own fee.
WHO YOU WOULD BE WORKING WITH

Elia Rezzante

Elia Rezzante

I grew up between these valleys, and I have watched people arrive from abroad, fall in love with a house in an afternoon, and sign for it without ever understanding what they were signing. Not because anyone lied to them. Because nobody in the room had the job of telling them.

Licensed real estate broker, based near Vicenza: five years and more than seventy-five completed transactions in this market. Before that, inventory controller for Europe and the Middle East at Bottega Veneta, part of the Kering group, and a master’s in International Management from Ca’ Foscari in Venice, taught entirely in English. I have spent my working life explaining Italy to people who did not grow up in it.

Around me there is a notary for bilingual deeds, an architecture practice for surveys and renovation, an accountant who handles American and British taxpayers, a lawyer for the contracts, and an interior designer for what comes after. Each of them invoices you directly, and I take nothing from any of them for the introduction.

Start with a conversation.

Thirty minutes, nothing attached, and mostly me asking questions. Tell me what you have been imagining and I will tell you honestly whether it exists and roughly what it costs. I will not pretend to settle everything on a call: what matters gets looked into properly afterwards and comes back to you in writing, about your situation rather than in general.

elia@grimaniadvisory.com   ·   +39 342 856 0307